WEBVTT
Kind: captions
Language: en

intro
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An agent paying for API calls, one request at a time. Illustrative scenario. One person, one agent. One record of who checked, approved and paid.

h1
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<v person>A developer browses the API's per-call pricing. Nothing has moved yet.
[Browse: checked by developer]

a1
00:00:04.000 --> 00:00:06.800
<v agent>An agent needs data now. It prices one call first. Nothing is submitted.
[Intent: checked by agent]

h2
00:00:06.800 --> 00:00:09.200
<v person>The developer puts a card on file; small calls batch onto it. Access decision recorded.
[Pay: checked by insimbi API (token); recorded by insimbi audit record]

a2
00:00:09.200 --> 00:00:12.000
<v agent>insimbi checks the agent's mandate: principal, spend limit and scope. Recorded.
[Policy check: checked by insimbi mandate check; recorded by insimbi record]

a3
00:00:12.000 --> 00:00:14.800
<v agent>The API answers an unpaid request with 402 and a price. The agent pays and retries.
[Pay request: checked by agent wallet]

h3
00:00:14.800 --> 00:00:17.200
<v person>The issuer challenges and the developer approves. Recorded.
[Approve: checked by card issuer; approved by developer; recorded by insimbi record]

a4
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<v agent>The call is inside the mandate its principal approved. Allowed and recorded.
[Approval: checked by insimbi mandate check; approved by principal, in advance; recorded by insimbi record]

i1
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<v insimbi>Person or agent, insimbi applies the same rules and keeps one record.
[Transaction: checked by rules + mandate; recorded by insimbi record]

i2
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<v insimbi>Small payments settle in a dollar stablecoin via a regulated partner, or batch to card.
[Rail: checked by facilitator verify; recorded by insimbi record]

i3
00:00:26.200 --> 00:00:29.000
<v insimbi>The API does the work, insimbi settles, and the agent gets the resource back.
[Settle: checked by regulated partner; recorded by insimbi record]

i4
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<v insimbi>Each call, its price and the mandate that allowed it land in one line both sides see.
[Record: checked by reconciliation; approved by developer, via mandate; recorded by insimbi record]

end
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